Different types of Credit Card in HDFC Bank

hdfc credit card

Would you like to know the top 10 credit cards offered by HDFC? Are you struggling to choose one from a wide variety of HDFC cards? We’re here to make it easy for you. Find the best HDFC credit card by comparing it with the rest.

Top 5 HDFC Credit Cards in India

Listed below are top 5 credit cards offered by HDFC. Each HDFC credit card provides unique benefits and caters different needs.

  1. HDFC Bank Regalia First Card
  2. HDFC Bank Diners Club Black Card
  3. HDFC Bank Regalia Card
  4. HDFC Freedom Credit Card
  5. HDFC Bank Money Back Credit Card

1. HDFC Bank Regalia First Card

Image result for HDFC Bank Regalia First Card

What you’ll love?

  • Lifetime Free upon conducting 4 transactions in a month for first 3 consecutive months (minimum transaction value of  500)
  • Complimentary Zomato Gold Membership: Enjoy dining privileges with 1+1 on food and 2+2 on drinks. T&C apply
  • Lowest foreign currency mark-up fee of 2% on all international transactions
  • 6 international lounge visits in a calendar year via Priority Pass membership
  • 12 domestic lounge access (within India) via Visa/MasterCard Lounge programme
  • Accidental air death cover worth  1 Crore
  • Emergency overseas hospitalization up to  15 lakhs in case of emergency
  • Credit Liability cover of up to  9,00,000
  • Priority pass membership with access to 1,000+ airport lounges across the globe. T&C apply
  • 15,000 points every year on annual spends of  8 lakhs
  • Best-in-class rewards redemption rate. 1 point =  0.5
  • Up to 15% discount at 3,000+ restaurants
  • Fuel-surcharge waiver of  500 every billing cycle. T&C apply
  • 24/7 concierge service

Documents

  • KYC-PAN, address proof & ID proof
  • One photograph, salary slip/Form 16

Fee Details

  • 1st Year – 1,000.Waived on conducting 2 transactions in a month for first 3 consecutive months or spending  60,000 within 90 days
  • 2nd Year Onwards – 1,000.Waived on spending  3 lakhs within 12 months
  • Lifetime Free upon conducting 4 transactions in a month for first 3 consecutive months (minimum transaction value of  500)

2. HDFC Bank Diners Club Black Card

Image result for Diners Club Black Card

What you’ll love

  • Exclusive access to premium experiences and the world’s best lifestyle benefits
  • Complimentary annual memberships – Club Marriott, MakeMyTrip, Double Black, Zomato Gold, Amazon Prime, Forbes & Times Prime
  • Unlimited complimentary access to lounges across the globe for primary and add-on cardholders
  • 6 complimentary golf games per quarter across the world’s finest golf courses
  • Redeem reward points for airlines tickets and hotels on HDFC Bank SmartBUY
  • Condition-based first-year and annual fee waiver
  • Air accident insurance cover worth  2 crores
  • Medical emergency insurance cover of up to  50 lakhs
  • Travel insurance cover of  55,000 for baggage delay or loss
  • 24/7 global concierge service

Documents

  • KYC-PAN, address proof & ID proof
  • One photograph, salary slip/Form 16

Fee Details

  • 1st Year – 10,000.Waived if annual spends >  1 lakh within 90 days of card setup/Easy EMI/Smart Pay
  • 2nd Year Onward – 10,000.Waived if annual spends >  5 lakhs

3. HDFC Bank Regalia Card

Image result for Bank Regalia Card

What you’ll love

  • 5% cashback on telecom, electricity, government/tax, railway, hotels & dining, and taxi spends. Cashback up to 500 max.
  • 15,000 points on annual spends of 8,00,000 or more every anniversary year
  • 10,000 points on annual spends of 5,00,000 or more every anniversary year
  • Free domestic & international lounge access
  • Priority airport check-in & waitlist clearance
  • Additional 5 kg baggage allowance
  • Free Club Vistara Silver membership
  • Low foreign currency mark-up fee of 2% on all international transactions
  • Comprehensive travel insurance cover of over 1 crore & flight delay cover of 25,000
  • Free accidental death insurance up to 50 lakhs & fire and burglary protection for goods above 5,000 for 180 days on completing 4 transactions every month
  • Travel concierge services

Documents

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